0% Intro and Low Rate Balance Transfer Credit Cards

0% introductory annual interest rate† on balance transfers* and cheque cash advances for 10 months
No Annual Fee
17.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances
Around-the-clock fraud protection
Online access to your credit card account
Unparalleled 24-hour Customer service
International acceptance at millions of locations

Typical APR 17.99%*	Balance Transfer 0% for 10 months†	Balance Transfer Fee 1%*	Annual Fee $0*	Credit Needed Good

No Annual Fee, Annual interest rate for cash advances is 19.8%
Enjoy our lowest long-term rate of 5.99% on purchases and balance transfers guaranteed for 3 years (as long you pay your bills on time)
After 3 years your rate will stay low and become a variable rate of Prime +4.99% on purchases and balance transfers
Save money when you transfer high-interest debt with our no-fee balance transfer service

Typical APR 5.99% for 3 years*	Balance Transfer 5.99% for 3 years*	Balance Transfer Fee N/A*	Annual Fee $0*	Credit Needed Excellent

0.99% introductory interest rate on cash advances and balance transfers for the first nine months. Balance transfer fee does not apply to introductory offers.
Save hundreds of dollars a year
Pay down balances faster
Simplify your monthly payments

Typical APR 11.99%*	Balance Transfer 0.99% for nine months*	Balance Transfer Fee 1%* (N/A on intro offers)	Annual Fee $29*	Credit Needed Good

Typical APR 9.9%*	Balance Transfer 9.9%*	Balance Transfer Fee N/A*	Annual Fee $0*	Credit Needed Excellent

Get up to 5% cash back on qualifying net retail gas and grocery purchases for the first 6 months††
Get up to 3% cash back on qualifying net retail gas and grocery purchases thereafte†
Get up to 1% cash back for all other qualifying net retail purchases†
1.99% introductory annual interest rate† on balance transfers* and cheque cash advances for 10 months
Feel secure with around-the-clock fraud protection
Enjoy free online access to your credit card account
No annual fee

Typical APR 19.99%*	Balance Transfer 19.99%*	Balance Transfer Fee 1%*	Annual Fee None*	Credit Needed Good

Typical APR 9.99%*	Balance Transfer N/A†	Balance Transfer Fee 1%*	Annual Fee None*	Credit Needed Good

1.99% introductory interest rate on cash advances and balance transfers for the first six months. Balance transfer fee does not apply to introductory offers.
Save hundreds of dollars a year
Pay down balances faster
Simplify your monthly payments

Typical APR 16.99%*	Balance Transfer 1.99% for 6 months*	Balance Transfer Fee 1%* (N/A on intro offers)	Annual Fee $0*	Credit Needed Good

Enjoy the certainty of a low long-term rate of 11.9% on purchases and balance transfers guaranteed for 3 years (as long you pay your bills on time)
After that your rate will stay low and become a variable rate of Prime +9.9% on purchases and balance transfers
Annual interest rate for cash advances is 19.8%
Save money when you transfer high-interest debt with our no-fee balance transfer service

Typical APR 11.9% for 3 years*	Balance Transfer 11.9% for 3 years*	Balance Transfer Fee N/A*	Annual Fee $19*	Credit Needed Good