The Scotiabank Value® VISA will help you simplify your finances. The extremely low introductory interest rate on purchases, cash advances, and balance transfers helps you save hundreds of dollars. When paying such little interest, it helps you get ahead and pay down your balances faster than ever before. It’s also a great time to make that purchase you’ve been waiting for. Your Scotiabank Value® VISA also has an interest-free grace period of at least 21 days on all new purchases. Get instant cash advances at over 1 million ABMs around the world. Conveniently access your Scotiabank account online at any time to view transactions and make payments. The credit card also comes with up to a 20% discount on rental cars, making travel more affordable. With VISA’s Zero Liability Policy, you owe nothing if unauthorized purchases are made with your credit card. You have access to Scotia VISA cheques, which allow you to pay for a large purchase, medical bills, utility bills, or insurance premiums. You can also use them to transfer high-interest balances from gas and retail credit cards. The Scotiabank Value® VISA also offers balance protection, which allows you to insure your account balance should something happen to you.