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Scotiabank Value® VISA Card

Staff Review

The Scotiabank Value® VISA will help you simplify your finances. The extremely low introductory interest rate on purchases, cash advances, and balance transfers helps you save hundreds of dollars. When paying such little interest, it helps you get ahead and pay down your balances faster than ever before. It’s also a great time to make that purchase you’ve been waiting for. Your Scotiabank Value® VISA also has an interest-free grace period of at least 21 days on all new purchases. Get instant cash advances at over 1 million ABMs around the world. Conveniently access your Scotiabank account online at any time to view transactions and make payments. The credit card also comes with up to a 20% discount on rental cars, making travel more affordable. With VISA’s Zero Liability Policy, you owe nothing if unauthorized purchases are made with your credit card. You have access to Scotia VISA cheques, which allow you to pay for a large purchase, medical bills, utility bills, or insurance premiums. You can also use them to transfer high-interest balances from gas and retail credit cards. The Scotiabank Value® VISA also offers balance protection, which allows you to insure your account balance should something happen to you.


Scotiabank Value® VISA Card
Scotiabank Value® VISA Card

Scotiabank Value® VISA Card

 

  • 0.99% introductory interest rate on cash advances and balance transfers for the first nine months. Balance transfer fee does not apply to introductory offers.
  • Save hundreds of dollars a year
  • Pay down balances faster
  • Simplify your monthly payments
Typical APR
11.99%*
Balance Transfer APR
0.99% for nine months*
Balance Transfer Fee
1%* (N/A on intro offers)
Annual Fee
$29*
Credit Needed
Good

* Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button you can review the credit card terms and conditions on the credit card issuer's web site.