Travelers will go further with the ScotiaGold Passport® VISA, which is accepted worldwide at millions of locations. For simply making your first purchase on the credit card, you will receive a bonus of thousands of points. You will earn one Scotia Rewards point for each dollar spent on this card. You can redeem these points for unrestricted travel anywhere, anytime—no blackout dates or night stay requirements. Book your choice of cruises, hotels, holiday packages, rail travel, flights, and more. If you purchase travel through Scotia Rewards, you will receive a percentage of cash back. For an introductory period, enjoy a very low APR on balance transfers and cash advances. Cardholders get an interest-free grace period of at least 21 days. The ScotiaGold Passport® VISA also comes with comprehensive travel insurance and travel emergency medical insurance, giving you peace of mind. Plus, get discounts at car rental companies. You will also have access to commission-free travellers cheques. Your credit card comes with a free concierge service that can make restaurant reservations, order flowers, purchase event tickets, and more. This airline credit card is enabled with Visa payWave, allowing you to quickly wave your card when paying for small purchases.