You’ll get cash back fast with the Smart Cash MasterCard® credit card. Earn up to 5% cash back on qualifying retail gas and credit cards for an introductory period, and continue to get up to 3% cash back thereafter. Best of all, pay no annual fee! Your cash back cheque will be sent to you automatically once you have earned a minimum amount. The MBNA credit card comes with a low introductory APR on cheque cash advances and balance transfers for many months. You won’t be charged interest on your new purchases for a minimum grace period of 21 days, giving you more time to pay your bill. It’s free and easy to access your account online, where you can view your transactions and make payments. Your MBNA Smart Cash MasterCard® comes with up to $1,000,000 in common carrier travel accident insurance, giving you one less thing to worry about when you travel. Other travel benefits include lost document and ticket replacement, lost luggage assistance, and pre-trip information. The card also gives you purchase protection against damage or theft made with the card for up to 90 days. This cash back credit card features continuous fraud protection and 24/7 customer service.